Recapital larger insurance business of heavy equipment

JAKARTA. The growth of the mining business in the country attract Recapital Insurance. Recapital Group subsidiary is intended to hoist the insurance portion of the machine by 20%, from last year only 10%. President Director of Insurance Recapital, Josef Line said, a lot of new mining sites, so the demand for heavy equipment insurance is also great.

Insurance to be one of heavy equipment to hoist the mainstay Recapital acquisition premiums this year, though, is also the risk of potential claims. Last year Recapital to pay claims of U.S. $ 300,000 to PT Tunas Jaya Perkasa severely damaged due to the weight equipment. "But his name risks, it is normal because it was anticipated," said Josef, Friday (10/2).

Besides enlarging the insurance line of heavy equipment, Recapital also interested in working on the insurance delay. Mandala Air target airline. Understandably, the founder of Recapital, Sandiaga Uno, a shareholder of the airline since September 2011.

Insurance Finance Director Recapital, Saut Panggabean targeting, acquisition premiums this year grew 58.73% to Rp 200 billion. In terms of capital, management plans to ask for Rp 30 billion cash injection from shareholders, the Securities and Recapital Recapital Advisor. This additional hoist the company's capital to Rp 100 billion from last year's Rp 70 billion.

In addition, in 2011 to record the acquisition premium Recapital Rp 126 billion alias rose 110% from a year earlier. Sales through direct marketing accounted for 60%. The rest of the agency, brokerage and leasing. Insurance premium contributions come from motor vehicles 30%, 30% property, heavy equipment 10%.

The rest is marine hull insurance, transportation, surety ship to travel insurance. Total assets of Rp 125 billion, growing 78.57%. The plan, this year will add 2 Recapital marketing office in Makassar and Palembang, so the amount of tissue into 12 units.

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Filing Procedures Damages / Motor Insurance Claim

Many people think that taking care of the insurance hassle, convoluted, long and others. Hopefully this guide can assist in filing motor insurance claim:

1. Notify no later than 3 x 24 hours after the incident to the insurance company or a branch near you.

2. Checking policy is still valid or whether the policy premiums have been paid.

3. Survey the damage by the insurance officer.

4. Checking the risks that are guaranteed in the policy with the incidence of claims is included in the warranty or not.

5. Fill out claim forms provided by the insurance company.

6. Insurance companies authorized to appoint the garage to fix it, but in practice it was likely another workshop proposed insured. There is also an insurance company decided to take the tender to choose the cheapest cost.

7. Insurer complete claim documents include:
- Form a report losses that have been completed, signed.
- Minutes of the Police / appropriate authorities about the incident an accident.
- This is primarily to examine the position or the position of third parties.

8. Submission of repair costs from the garage.

9. Receipts for repair costs.

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